The essential function in all successful personal finance programs is saving. But while it is essential, saving alone may not be enough. The following article takes several shots at explaining how borrowing—which many people perceive as the opposite of saving—can “turbocharge” your finances.
Shmarya and Lainie Richler of the Muffin Boutique in Jerusalem are actively taking orders for mishloach manot that can be sent throughout the Jerusalem and Gush Etzion areas. The Muffin Boutique’s delicious gifts
Dr. Chaye Lamm Warburg and her team of occupational therapists have been offering their services in Teaneck since 2000. Conveniently located at 1415 Queen Anne Road, Pediatric Occupational Therapy Services (POTS) services children from newborn to 18 years of age. The oldest, free-standing pediatric therapy center in the area, POTS houses
Ita Taub, owner of ET Interiors, injects her infectious excitement right into your new construction, interior design or renovation project. She employs the unique sensitivity of her initial education in social work to tune in to the highly personal and emotional nature of her work with the ET Interiors clientele. Two of her specialty areas
On the eve of launching her newest business venture—the fashion brand Avec Les Filles—designer Joyce Azria addressed more than 200 Jewish women business owners and offered them words of chizuk (strength), while sharing tidbits of her life as an Orthodox Jewish mother.
In the Fall of 2016 I had the opportunity to connect with Heather Jarvis, a national advocate/expert on student loans. She is one of the people behind the efforts that materialized into the Public Service Loan Forgiveness act that passed in 2007. There is a handful of student loan forgiveness programs available, but none that match
Our digitally saturated culture does not tend toward simple explanations or applications. It’s just too easy to produce a 10-minute video and attach 50 photos, instead of distilling our message into a concise, well-ordered document. But there’s a point where minutely detailed, all-inclusive explanations actually obstruct our
Ok, so before you pass go, I need to share my approach when it comes receiving/earning a commission check, referral fee or bonus. I recommend putting aside 25 percent of the money. The tax obligation could be more or less than the 25 percent, so at least you’ll have planned for it, beyond ignoring its reality. (I was
Steven Meltzer, founder and owner of Abbey’s Kitchens, Baths & Interiors, is able to sum up what sets his company apart in three words: “service, service, service.” Mr. Meltzer got his start in the remodeling industry when he joined his father’s home improvement business after college. He
During each of the last Jewish Link of New Jersey issues in 2016, I have been sharing Money Moves to consider before the end of the year. This being the fifth and final part of this series, in this article I will share Money Moves 19 & 20.
Besides being the end of the calendar year, December 31 is also the deadline for executing many financial transactions, particularly those that are reported on individual tax returns. Because alliteration helps some people remember things, here are “3-D” categories of year-end transactions that you may want to
Maimonides, Mishneh Torah, Laws of Charity 10:7-14. “The greatest level above which there is no greater is to support a fellow Jew by endowing him with a gift or loan, or entering into a partnership with him, or finding employment for him, in order to strengthen his hand until he need no longer be dependent on others.”