With the steady move away from employer pensions to Defined Contribution retirement plans, such as 401(k)s, more retirees are faced with the question, “How do I make my savings last as long as I live?” One of the possible responses may be to purchase an individual annuity from a life insurance company.
While the features of an individual annuity may be
This is the time of year when where we forgive all those who may have mistreated us. We hopefully begin the year clean of our sins, and trust that our friends will be there for us when life offers the most serious of challenges. Unfortunately, without warning and in the blink of an eye, a life can be taken or irretrievably altered as a result of an auto accident.
Marc Stein, originally from Highland Park, NJ, moved to Teaneck at age 15. He is a graduate of TABC and CUNY Baruch College where he majored in Marketing/Management. He eventually discovered he had a strong passion for real estate and became a licensed broker who has been working in Bergen County for over 11 years. He specializes in first-time New Jersey home
Teaneck—Norman B. Gildin, President, Strategic Fundraising Group LLC, has been named among the top 40 effective fund raising consultants in the country. The announcement was made in Fundraising Digest Weekly, a weekly newsletter of Fundraisinginfo.com, a source for fund raising research that reports on philanthropic news in the U.S. and around the
There are two misconceptions regarding local banks versus mortgage banks. First, people think mortgage banks have lower rates than local banks. Second, they assume local banks provide better service than mortgage companies. While in many cases these may be true, you may find the opposite as well.
I often field calls from people asking me to quote an interest
“Someone’s sitting in the shade today because someone planted a tree a long time ago.”
– Warren Buffett
Here’s an ironic observation: While our life expectancies have increased, our perspectives on time have shortened, particularly in regard to prosperity, wealth accumulation and inheritance.
Two hundred years
People always ask if the different colors of gold have the same purity and value. The simple answer is yes. Now we will try to explain how they get their unique colors and what makes them different. It mostly has to do with the other metals alloyed with the gold while it is being processed.
Any form of gold other than pure gold (24k) is alloyed with
Most of us who have relatives or friends living in Israel or looking to live in Israel have their “war” stories about buying a home there. The perfect example is my neighbor, who is still waiting for his new apartment in Jerusalem to be ready, a mere seven years after he put down his first deposit. They still don’t know when they will be able to move in
Congratulations on deciding to buy your first house, that’s a very big deal. But the process you face is an even bigger one.
If you plan to pay for your house with a suitcase full of cash, this article isn’t for you. But if you’re like the rest of us and are about to look into mortgages, there are some things you should know. Financing a home is a process
East Brunswick—Less than a year ago, on September 15, 2012, several citizens of East Brunswick were victims of a tragic accident outside the Young Israel there. Among the fatalities were Ari and Sari Horowitz, long-time residents and members of the Young Israel.
The Horowitz’s were ardent supporters of Israel. Ari joined the Israel
In today’s market, precious stones like the diamond, ruby, sapphire, and emerald command a premium price due to their color, brilliance, and rarity. A common mistake often made by buyers of genuine colored gemstones is the belief that some stones are precious and some stones are only semi-precious. While precious stones are obviously more famous, this does
Americans born in the early 20th century who weathered the Great Depression, won World War II and birthed the Baby Boomers, have often been referred to as the “Greatest Generation”—referencing a best-selling book of the same name written in 1998 by Tom Brokaw. The Greatest Generation was projected to make one last imprint on American history: Through