Tuesday, September 19, 2017

Business Spotlight

Ten Questions to Ask Yourself When Planning for Financial Security

When thinking about how to protect your livelihood or build the financial resources you will need to live life as desired, it often starts with clarifying what you want to achieve, what you value and how uncertainties can affect plans and aspirations.

To get you on the road to financial

We’ve Learned a Lot From Business Owner Clients

Bienenfeld, CLU, ChFC, Partner at Bienenfeld, Lasek & Starr, LLC; courtesy of Massachusetts Mutual Life Insurance Company (MassMutual)

We work with business owners of all shapes and sizes, from all industries, in all stages of business, from start-up to growth to transfer. What

Valuing Your Company: Knowing Your Worth Makes It Easier to Plan Ahead

You’ve built a successful family business, accumulated a nice retirement nest egg and put together a comprehensive estate plan. But if you don’t have a workable succession plan, there’s likely to be a big hole in your planning.

“A lot of people confuse succession planning with

Inheritance Equalization Strategies for Business Owners

A unique challenge and/or opportunity for small business owners is what happens when one or more of their children are brought into the business. The combination of family dynamics and day-to-day business can be explosive, both positively and negatively, and long lasting.

One of the

The Gas Tax Increase Isn’t All Bad, Right?

New Jersey. The Garden State. The land of extremely high taxes, corrupt politicians and (often) broken roads. But at least we have the second cheapest gas in the coun—wait, what?

Did your gas bill just go up?

On October 23, 2016, Chris Christie

Planning Your Exit: Thinking Long-Term Keeps Your Business on Track

You’ve navigated a competitive market, steered your company to profitability, and put it on track for healthy growth and expansion. It’s now time to start thinking about an exit strategy.

Sound premature? It’s not. Proper planning can help ensure both a successful business

Getting Started: Structuring Your Business for Long-Term Success

You’ve hung up your shingle and brought in your first client. Whether your business is landscape design, catering or computer consulting, you’ve now become a sole proprietor. It’s a very simple proposition that requires no extra paperwork and carries no upfront expenses. But it comes with some significant drawbacks

The Invictus Illusion

The shift from employer-funded pensions to personally managed retirement accounts like 401(k)s promised opportunities for individuals to produce returns greater than those guaranteed by a company-managed pension fund. It perhaps neglected to consider the lifelong management responsibilities that come with personal control—not

Live for Today and Plan for Tomorrow

There’s an old joke about a client meeting with his banker to review his finances.  “Mr. Smith, I’m afraid your account is overdrawn”, the banker says.  “That’s impossible!” the man states.  “I still have checks left!”

Unfortunately, for too many people, “spend until

JE Partners Buys Two Buildings on Palisade Avenue

JE Partners Group LLC, founded in 2014, is a family-owned and -operated real estate investment company. Based in Teaneck, JE Partners recently purchased two professional buildings in the heart of town on Palisade Avenue. The buildings primarily offer medical and professional space, and are optimal choices for those looking to rent in Bergen County.

JE Partners

At Retirement, How Will Your Cards Be Shuffled?

The random returns from non-guaranteed investments can be compared to playing cards drawn from a shuffled deck. You know that a regular deck of playing cards consists of 52 cards, but the order in which you receive them will be random. Likewise, historical returns from different investments may suggest a range of possible outcomes,

Here’s to a Lighter (Laundry) Load

Camp is almost over and you’re excited for your kids to come back home. You may even be waiting to welcome them with open arms. That is, until you catch sight of the duffel bags being dragged toward the house behind them. A funky smell is wafting your way, and the layers of dirt are clearly