Friday, October 19, 2018

For the first time ever, Cosmo Insurance Agency hosted a health insurance seminar at Lazy Bean Café in Teaneck. The topics discussed at the seminar related to open enrollment for individuals and businesses. With open enrollment beginning on November 1 and ending on December 15, the seminar came at the perfect time to inform people about all the changes and new laws happening in 2018 so they can fully understand their options. Residents from the northern New Jersey area came with questions and were met with detailed answers provided by Cosmo Insurance’s knowledgeable brokers.

Some of the topics that were discussed included

  • Trump’s effects on Obamacare
  • The carriers AmeriHealth New Jersey, Horizon BCBS, and OSCAR
  • The health insurance marketplace
  • Open enrollment 2018
  • Business insurance
  • Husband/wife insurance

With open enrollment coming up, Cosmo Insurance’s extensive knowledge of the health insurance industry helped people learn about the options offered by each of the reputable carriers with which they partner. The options include AmeriHealth New Jersey’s Advantage plans, Horizon’s OMNIA Plans and OSCAR, a new carrier coming to New Jersey this year. There were several questions specific to each of the carriers; guests were interested in comparing all of the options that were offered for 2018 to find which one best suits their needs.

Cosmo Insurance was very happy to answer questions related to the carrier OSCAR as they are welcoming OSCAR back into the New Jersey market as a reputable carrier with lots of added perks. Namely, telemedicine, through which you can book an appointment, speak to a doctor and even receive a prescription through their specialized concierge service. With OSCAR, you can be anywhere in the country and have your prescription filled.

Another option that was discussed is the Horizon OMNIA plans where you have the option of Tier 1 and Tier 2. In both Tier 1 and Tier 2 you have access to a wide network where you can set appointments with your prefered doctors, hospitals and other health care professionals, and the benefits include having lower deductibles, lower copayments and lower out-of-pocket costs.

AmeriHealth New Jersey was also discussed during the presentation. They have a wide network of doctors and other medical professionals, and their silver advantage plan and gold HMO regional plan are the best for anyone taking brand name drugs as their prescriptions with a $125 max.

After Cosmo Insurance’s presentation, there was an hour-long Q & A where guests were able to get individual and personalized help from each of Cosmo’s brokers related to both individual and business health insurance.

Whether or not you were able to attend the seminar, Cosmo Insurance’s customer service will gladly answer any questions you have from Monday-Friday and will provide you with assistance navigating the health insurance marketplace for 2018 from start to finish. You can contact them at 201-817-1388.

Mark Herschlag is the owner of Cosmo Insurance.