Friday, March 22, 2019

Real Estate

Transparency in Mortgage Banking

This week I received a call from a woman who asked when I can speak to her husband to discuss details of a mortgage they were considering with their current bank. He was candid enough to tell me that he had was more than likely going to pursue the mortgage with their current bank, but wanted to “double check” certain details of their

Exploiting the Full Potential of Realtors When Purchasing Property

Purchasing a home is an important (and sometimes very difficult) phase in life. With the thousands of available properties listed for sale, one may think it comes down to a simple task of choosing one of them. However, finding the right property can be quite tricky and very time-consuming, not to talk about the heartbreaks endured during

Connectivity Is King This Home-Buying Season

(BPT) The spring home-buying season is just around the corner and that means people are busy making improvements to get their homes ready to sell. These days, home upgrades are increasingly focused on one key feature: connectivity. In 2019, buyers want smart homes they can easily control from anywhere. From smart HVAC and sprinkler

Ways to Boost Your Home’s Curb Appeal

(StatePoint) When it comes to your home, you only get one chance to make a great first impression -- and that takes place before anyone ever steps inside, making curb appeal upgrades an effective way to beautify your home while boosting its value.

Here are some great ways to enhance curb appeal that will

Getting Ready For “Busy” Season

The tax filings for this upcoming April marks the first year that the new tax laws via the Jobs Act go into effect. Much discussion and anticipation are taking place about whether this will result in a bigger refund compared to previous years. While many factors affect your tax rate and rebate, one thing you can control is proper

Ruby’s Real Estate Trends

Does it seem the time of year to focus on houses already? With the polar vortex endurance, the recent frigid, snowy weather has tricked us into thinking that winter is first starting with neary an end in sight. However, look on your calendars. It is March and the time of year with Purim fast approaching in this year’s leap year


Miracles, emancipation, avoidance of tragedy, coming together as one people is what I think of when Purim arrives. Esther and Mordechai took action, working together with the divine blessings of God and saved the Jewish people while avoiding a catastrophe. Now what the heck does that have to do with Private Mortgage Insurance

Nofim Garden Is Coming to Modi’in

That Modi’in is a wonderful place to live is a given, testified to by the thousands of veteran Israelis and Olim who have been attracted to it over the past few decades. Its central location, pleasant and affordable housing, educational and commercial facilities, green open spaces and good

Mortgage Rates Drop Again

I have a client who was recently referred to me who was “shopping around” after getting his pre-approval from a local commercial bank. Remarkably, he was under the misconception that he was obligated to use the bank that issued him the pre-approval when his purchase offer was accepted. A friend of his, who was a past client of



The Vilna Gaon and Religious Zionism

I was walking along Rechov HaGra in the Jerusalem community of Shaarei Chesed and it reminded me of a fascinating class that I heard regarding the street’s namesake.

When one thinks about modern Zionism, the first name that comes to mind is Theodor Herzl. However, a century before


As a mortgage professional, I task myself with the responsibility helping my clients get the fastest, most economical, and utmost hassle-free mortgage. I also, however, work with my clients to help them address all of their short-term and long-term financial objectives - minimizing their financial and mortgage burden well beyond the close