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Thursday, December 14, 2017

Real Estate

Fed Up!

This past Wednesday brought us another historic Federal Reserve action-packed day. At the final Federal Open Market Committee meeting of the year, the last by departing Chairperson Janet Yellen, the Fed hiked (increased) rates 0.25% as expected. The Fed also noted that it expects three additional increases next year. (Although, it

Top Trends for the 2018 Housing Market Identified

(BPT) In the real estate market, springtime is go time. It’s the busiest time of the year for home sales, and with this year’s stable economy and low unemployment rate, the spring of 2018 has the potential to be especially active.

Every market is defined by its trends, and while

What Kind of Borrower Are You?

Mortgage lenders always look at work history, credit score and source of down payment funds. The required financial documentation will be different depending on the type of borrower you are. As technology advances, verifications of the information put on your mortgage application are becoming faster, and therefore in certain circumstances less documentation is

Your House Is More Attractive Than You Realize!

(StatePoint) Beyond keeping your refrigerator art in place, you may not think about magnets all that often, but, magnets are the driving force behind many products you use every day.

Magnets can be found in nearly every room of your house, from your computer’s hard drive disk that’s

Senior Guest? How to Prepare Your Home for Older Visitors

(BPT) Whether it’s for a special occasion or just because, hosting an older adult in your home can be a wonderful experience with lots of memory-making potential. However, for a safe and successful visit, you may want to make a few adjustments to your home before they arrive to make it more senior-friendly.

Tax Reform and Your Home

I’m a mortgage guy. I’m not a tax guy. However, the proposed tax reform has such significant relevance to an individual’s mortgage and real estate taxes that I feel compelled to raise this topic with the hope you will speak with your tax advisor to see if there are any actions you should take before the end of the year.

The ABCs of Real Estate…and Life

I must have watched clips of Alec Baldwin’s famous “sales tirade” in the movie Glengarry Glen Ross hundreds of times. The renowned 1990s picture is about four real estate agents who are trying unsuccessfully to sell land to clients who are uninterested. Baldwin’s character is sent by the owners of the real estate company to help inspire the sales

Five Surprising Ways to Save for a Down Payment

(Courtesy of LinksResidential.com) Buying your first home conjures up all kinds of warm and fuzzy emotions: pride, joy, contentment. But before you get to the good stuff, you’ve got to cobble together a down payment, a daunting sum if you follow the textbook advice to squirrel away 20% of a home’s cost.

Six Fast Fixes for a Fresh, Cozy Home

(BPT) As temperatures drop, you and your family will be spending more time living indoors - working, playing, relaxing and staying warm. More time indoors means it’s more important to keep your home fresh by staying ahead of the continual buildup of dirt, dust and allergens. Plus, taking a few simple steps to

The Housing Lottery: Not All It’s Cracked Up to Be

This past summer, my niece and nephew—along with a few thousand other families—entered a lottery to purchase an apartment “on paper” in a new project being developed through Israel’s Mechir Le’mishtaken program. When they won the right to purchase an apartment at a subsidized price, they asked me whether they should

That ‘70s Home: Five Trends Making a Comeback Today

(BPT) Disco may be dead, but the spirit of the 1970s is not. In homes all across the country, people are adding their own splash of ‘70s style in updated, modern ways.

Here are five current top decorating trends that have an unmistakable ‘70s

‘Act Now, Before It’s Too Late!!!’

From the onset of Thanksgiving, two major calendric shifts take place; the year begins to come to an end and the shopping season commences. It seems like with each passing year the start dates for “Black-Friday” and “Cyber-Monday” sales get earlier and earlier. Hopefully for all those bargain-hunters, the discounts continue