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Monday, March 25, 2019

Real Estate

Using Land in Lieu of a Mortgage Down Payment

(BPT) Saving up for a new home can take many people years and to most it can seem like there is no easy answer to achieving their dream. According to the U.S Census Bureau as of July 2018, just 64% of Americans currently own their home. The hurdle that stands in the way of homeownership for the remaining: saving up for the down

Black and White: A Reemerging Home Design Trend

(StatePoint) Black and white always has been a classic color pairing, and this neutral palette has resurged as one of today’s hottest design trends.

Whether your look is modern or traditional, knowing how to properly use black and white can provide balance and boldness to a

Approved Funding Welcomes Kenneth Senkyire

Approved Funding continues with its recent expansion, and welcomes another member to its rapidly growing team. “We are pleased to announce that Ken Senkyire has joined our company as a relationship manager and mortgage banker,” says Shmuel Shayowitz, president of Approved Funding. Working out of the corporate office in Bergen

A Higher Authority

I was recently speaking with a client who was referred to me after spending over eight weeks at a commercial bank trying to get a million-dollar mortgage. It is well known that big banks are out there vying to earn the business of high-net-worth clients in an attempt to cross-sell them on all of the other products and services

Going Green: A Smart Real Estate Strategy That Adds Value

(BPT) Are you thinking of selling your house and want to know some of the best ways to boost your home’s value, demand top dollar and potentially inspire a bidding war? Whether you’re selling in a few months or a few years, there is one strategy that gets noticed in real estate markets across the United States: green

Why Fall Is a Great Time for Roofing

(BPT) Cool breezes and falling leaves are around the corner, and for many parts of the country those telltale signs of fall signal the best possible season for roofing.

So what makes fall a great time for roof repairs or a full replacement?

1. Perfect Weather

Is Your Heating System Ready for Cool Weather?

(StatePoint) Savvy homeowners know that with cool weather, comes a bit of preparation. A quick audit of your heating equipment can mean less wasted energy, a more comfortable home and lower energy bills.

Nearly half of all heating and cooling equipment in U.S. homes never performs to its advertised

What Does the Color of Your Home Say About You?

(BPT) A home’s curb appeal leaves a powerful first impression. Yet, according to the recent poll conducted by Ply Gem Building Products, only half of homeowners say their home’s exterior reflects their personality. This is an especially surprising statistic since 81 percent of Americans say the exterior of a home

Are You Prepared for Hurricane Season?

(StatePoint) Hurricane season is in full swing, running from June through November. Unfortunately, no one can stop a tropical storm or hurricane from happening and both types of weather events are increasingly impacting larger portions of the U.S. However, there are steps you can take that will help you weather a storm and better

People of the Book

With Tisha B’Av—which commemorates the destruction of the Temple primarily due to sinat chinam, or unjustified hatred—in the rear-view mirror, and Rosh Hashanah just around the corner, I want to share with you an inspiring story that my client recently told me.

My client, let’s call him

Mortgage Bankers: Why Do We Ask So Many Questions?

Home buyers usually start their “homeownership experience” with a 20% down payment and 80% mortgage. What a great deal! I mean, what other investment provides so much good for you and your family over the years?! Can any other asset give you years of birthday parties, family and friends get-togethers, Friday night dinners,

Bal Harbour Florida: The Gold Standard

Incorporated in 1946, Bal Harbour has become the new “hot spot” for the Jewish Orthodox.

Here’s why: It’s the lifestyle. Within a one-mile radius one can find five shuls, nine (soon to be 11) of the best kosher restaurants, a kosher bakery, a kosher grocery store, Publix, a post office, a $5