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Monday, December 10, 2018

Real Estate

‘Give Me Shade’ Becomes Heated

(Courtesy of Tri State Awnings) In honor of its 20th anniversary, Tri State Awnings recently launched an exciting national contest. People are invited to submit a letter explaining why they believe they should receive a free awning. Since its launch a week ago, hundreds have already responded. Will the boy who needs an

A Fighting Spirit

In honor of the Fourth of July, let’s examine the life of Mickey Marcus, a proud Jewish U.S. hero who became a leader of Israel’s armed forces during the 1948 War of Independence. Marcus made such a huge impact during his brief tenure in Israel that streets in several cities, the Tel Aviv neighborhood of Neve David and

The Three Weeks

The “Three Weeks,” which begins this Shabbos, is the annual mourning period when Jews lament over the destruction of the Holy Temple and the induction into our still-ongoing exile. Our sages tell us that those who mourn the destruction of Jerusalem will merit seeing it rebuilt with the coming of Moshiach - May that day come

Don’t Suffer High Energy Bills Any Longer

(BPT) Do you cringe each month when your utility bills arrive?

The annual energy cost for a typical single family home in the U.S. is more than $2,000, according to the U.S. Department of Energy. If you can think of a thousand things you’d rather spend your hard-earned money on than electricity and

Hard Water at Home: What Are the Effects?

(BPT) Hard water, which contains high levels of calcium and magnesium, can be found in nearly 90 percent of American homes. These minerals cause scaling, a buildup that clogs waterlines and plumbing forcing appliances to work harder and operate less efficiently. The scale may also harbor bacteria. The only way to truly remove the

The Surprising Health Benefits of Decluttering

(BPT) Getting your house in order can be a struggle, especially as we age. Sorting through decades of belongings is often emotional and stressful, as questions and decisions pile up: Is this jewelry valuable? What should I do with all these tools I no longer use? Will this china set have sentimental value to my children?

But while it can be exhausting,

How to Defeat Clogged Drains

(StatePoint) Whether you’re a homeowner or a renter, clogged drains are likely to affect your bathroom and kitchen sinks every so often as a result of soap residue, hair and skin flakes, food particles, dirt and accumulated gunk.

While you could call a plumber to address these issues as they occur, it’s often faster and cheaper to handle clogs on

Buying an Apartment in Israel With a Building Offense: Risk Assessment

Part II

In the last article I discussed how Mr. Slomowitz came into our offices very upset. He had just been notified by a municipal building inspector that he might be prosecuted for a building offense related to the apartment he had just purchased. Additionally, he had just been notified by

Deal Makers

Common sense is not always used in underwriting decisions. Guidelines have to be followed in order for mortgage lenders to sell your loan after you close to the major players on the secondary market who are Fannie Mae, Freddie Mac, FHA (insures the loan but doesn’t buy loans) and the large institutional investors. If you put 50%

Commitments Made, Commitments Kept!

One of the most common confusions in the mortgage industry is the distinction between “pre-approvals” and “pre-qualifications.” I have seen some mortgage companies that emphasize how they categorically only do pre-approvals and not the ‘generic pre-qualifications,’ whereas I have seen other companies touting how

From Patio Furniture to Tools: DIY Rust Repair Made Simple

(StatePoint) Let’s face it; rust is unavoidable. It’s unsightly and if left unchecked, it can lead to costly damage to homes and automobiles. From lawn mowers and shovels to fences and furniture, if it’s metal and exposed to moisture, it is vulnerable to rust.

However, just because an item

Ruby’s Report on Real Estate Trends

As a realtor who works with a large variety of clients with different personalities, goals and dreams, there is one question lurking at all times… “So, how’s the market?”

No matter where you live, no matter what day or time of day, whether your carry Type A or Type B characteristic