(BPT) It is a common misconception that a 20 percent down payment is required to buy a home. Advice to wait and save a large down payment is often based on the theory that the cost of mortgage insurance (MI), which is required when you buy with a smaller down payment, should be avoided. This may not be the best advice and is, in
(BPT) A strong housing market is giving homeowners the confidence to invest in remodeling. In fact, homeowner spending on improvements and repairs will approach $340 billion in 2018, an increase of 7.5 percent from estimated 2017 spending, according to the Leading Indicator of Remodeling Activity (LIRA) from the Joint
When you go to buy an apartment, one important thing you really need to know is—yourself.
Really. It’s so important and ultimately so crucial. It makes such a big difference. You have to be aware of your own psychology for a good purchase to work for you. So you have to be aware and
(Courtesy of Ramat Gan Zeev) Israel’s Ministry of Transportation and Road Safety has confirmed plans to increase public transportation for the new Ramat Givat Zeev neighborhood.
Plans include increasing the frequency of transportation to, from and within the neighborhood, which is
(BPT) Now is a great time to establish year-long goals and resolutions, including home improvement goals you’d like to tackle this year. The first step is to create a pest control plan for your home. It’s important to establish good habits early in the year to help prevent potential pest problems. Unchecked, pests can
Vacation is in the air for many schools this week in the New Jersey area. For those planning a getaway, depending on one’s budget, family size and preferences, renting a vacation home over a hotel room has become increasingly popular over the past few years. Services and Apps such as AirBNB, HomeAway, and VRBO have made it
The question is, which is a better investment? Who knows? Which is exactly the problem, and might, in fact, be the answer as well. The potential prospect or pitfall of speculative Bitcoin investment is too unknowable. By all accounts, it’s too early to tell.
And while the fantasy of Bitcoin
(Courtesy of Miriam Stern Color Consulting) Miriam Stern Color Consulting of Teaneck has won “Best Of Customer Service” on Houzz®, the leading platform for home remodeling and design. The 10 year old color consulting business was chosen by the more than 40 million monthly unique users that comprise the Houzz® community from among more
From time immemorial until the late 19th century, almost all of Jerusalem’s residents lived in the walled Old City. Divided into four uneven quadrants—the Jewish Quarter, the Muslim Quarter, the Christian Quarter and the Armenian Quarter—the Old City looms large due to its rich and multi-layered history but it is
We recently embarked on a campaign to hire additional mortgage consultants as we execute our expansion goals for 2018. This week I got a call from a recruiter who caught a glimpse of one of our advertisements, and wanted to find out more. He was intrigued by the offering, and began asking very detailed and specific questions about
(BPT) The artificial intelligence that’s already taking the world by storm is ramping up even more in 2018, enabling a number of innovative new smart home tools that can make your life easier, more comfortable or just more fun.
Throughout the year, consumers worldwide are expected to
One drop, as in dropping your monthly mortgage insurance (MI) payment. If you bought or refinanced your home, you may have taken mortgage insurance. Mortgage insurance is generally required when you have less than 20 percent equity in a property. There are many ways of structuring a loan with mortgage insurance, but for