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Wednesday, January 24, 2018

Real Estate

New Ways Renters Are Becoming Homeowners

(BPT) The world that millennials have grown up in is a lot different than the world the Gen Xers and Baby Boomers knew. The digital revolution, widespread use of smartphones and adoption of disruptive technologies such as ride sharing and vacation rental apps are just a few of the factors that have altered the social

How to Throw the Best Movie Night at Home

  1. Know your audience. Will it be a family-friendly night? Will the movies screened have a theme -- such as all being by one director or set in the same city? Know who your audience is and select movies that best fit the bill.
  2. Get the real theater feel. Get the real movie theater experience in the comfort of your home with a projector like those

Fed Up!

This past Wednesday brought us another historic Federal Reserve action-packed day. At the final Federal Open Market Committee meeting of the year, the last by departing Chairperson Janet Yellen, the Fed hiked (increased) rates 0.25% as expected. The Fed also noted that it expects three additional increases next year. (Although, it

Top Trends for the 2018 Housing Market Identified

(BPT) In the real estate market, springtime is go time. It’s the busiest time of the year for home sales, and with this year’s stable economy and low unemployment rate, the spring of 2018 has the potential to be especially active.

Every market is defined by its trends, and while

What Kind of Borrower Are You?

Mortgage lenders always look at work history, credit score and source of down payment funds. The required financial documentation will be different depending on the type of borrower you are. As technology advances, verifications of the information put on your mortgage application are becoming faster, and therefore in certain circumstances less documentation is

Your House Is More Attractive Than You Realize!

(StatePoint) Beyond keeping your refrigerator art in place, you may not think about magnets all that often, but, magnets are the driving force behind many products you use every day.

Magnets can be found in nearly every room of your house, from your computer’s hard drive disk that’s

Senior Guest? How to Prepare Your Home for Older Visitors

(BPT) Whether it’s for a special occasion or just because, hosting an older adult in your home can be a wonderful experience with lots of memory-making potential. However, for a safe and successful visit, you may want to make a few adjustments to your home before they arrive to make it more senior-friendly.

Tax Reform and Your Home

I’m a mortgage guy. I’m not a tax guy. However, the proposed tax reform has such significant relevance to an individual’s mortgage and real estate taxes that I feel compelled to raise this topic with the hope you will speak with your tax advisor to see if there are any actions you should take before the end of the year.

The ABCs of Real Estate…and Life

I must have watched clips of Alec Baldwin’s famous “sales tirade” in the movie Glengarry Glen Ross hundreds of times. The renowned 1990s picture is about four real estate agents who are trying unsuccessfully to sell land to clients who are uninterested. Baldwin’s character is sent by the owners of the real estate company to help inspire the sales

Five Surprising Ways to Save for a Down Payment

(Courtesy of LinksResidential.com) Buying your first home conjures up all kinds of warm and fuzzy emotions: pride, joy, contentment. But before you get to the good stuff, you’ve got to cobble together a down payment, a daunting sum if you follow the textbook advice to squirrel away 20% of a home’s cost.

Six Fast Fixes for a Fresh, Cozy Home

(BPT) As temperatures drop, you and your family will be spending more time living indoors - working, playing, relaxing and staying warm. More time indoors means it’s more important to keep your home fresh by staying ahead of the continual buildup of dirt, dust and allergens. Plus, taking a few simple steps to

The Housing Lottery: Not All It’s Cracked Up to Be

This past summer, my niece and nephew—along with a few thousand other families—entered a lottery to purchase an apartment “on paper” in a new project being developed through Israel’s Mechir Le’mishtaken program. When they won the right to purchase an apartment at a subsidized price, they asked me whether they should