What is mortgage insurance or private mortgage insurance (MI or PMI)? When you put less than 20 percent down payment or borrow more than 80 percent of the appraised value of your home, mortgage insurance is required in some form or another. There are many types of private mortgage insurance. Borrower-paid and lender-paid are the
One of the benefits of driving up to “the country” every weekend is the scenic views I get to enjoy along the way. Barring the frustration of traffic jams, detours and other surprise interruptions that can often be encountered along the way, the picturesque sights are simply magnificent.
(Courtesy of Links Residential) Just because you fill your washing machine with laundry detergent doesn’t mean you don’t need to clean the machine itself. It sounds counterintuitive, but while your machine is ridding your clothes of dirt, it doesn’t always rid itself of that same dirt or a buildup of detergent
The vast majority of Americans receive potable water in their homes from municipal water supply systems. The remaining 15 percent of households, including some people who live in our area, my family and our neighbors included, must rely upon privately owned wells. Operators of private wells are solely responsible for ensuring that
(BPT) Across America, decks have become a popular place for people to entertain guests or just relax. The greatest appeal? The elevated outdoor living areas offer a convenient option for enjoying the great outdoors in a comfortable, room-like space that’s somewhat removed from the elements.
We’re constantly told not to believe everything we read or hear - and that’s truly excellent advice. In a world where journalists have become unabashedly opinionated, and much of our news has actually become “Fake News,” it’s not always easy to validate what is accurate. Cross-referencing legitimate sources of information
Making aliyah from the US was a life-long dream for Yehuda. From the beauty of the ancient alleyways of the old city to the endless sounds of the Machaneh Yehuda market, Yehuda felt a deep love and connection with Israel.
Like many others before him, Yehuda knew he would miss his 7-Eleven
For those of you who may be considering selling your home on your own, it is referred to in the real estate industry as a For Sale By Owner, otherwise known as a “FSBO.” Many sellers have the misconception that trying to sell their home on their own is the better route and that it will net them more money from the sale. I among all other real
I would suggest that the benefits of an open house is one that gets debated most often in the real estate industry. Let’s face it, many Realtors don’t enjoy spending chunks of their Sunday sitting at a home awaiting strangers who are mostly not interested in buying that home anyway. Skeptics maintain that the open house is more
OK, we finally got there! Endured the cooler May season leading to summer months of sweltering heat…just what we’ve all been waiting for! As we enjoy our summer season, for those who are not buying or selling homes right now, the interest in market trends is put on the back burner. If you read my April real estate Market Trends
(BPT) Home improvement projects are popular this time of year and you’ve certainly tackled your share of DIY to-dos in the past. But not this year. This year you realize it’s time to go big, to go bold, to set aside those traditional home improvement projects for another year and do something even bigger.
(BPT) How can there be thousands of dollars difference between contractor bids for similar home improvement projects on neighboring homes? And how can homeowners get an idea of what a new roof will cost?
In general, labor for a new roof should make up 60-65 percent of the cost and most of the